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Energise Africa

Financial Performance

Energise Africa makes it simple for you to invest in projects with a social, environmental and financial return.

Financial Assessment

Lendahand-Ethex Ltd select businesses very carefully. Lendahand-Ethex Ltd do a full credit risk assessment of each business, with the support of INRISC – a provider of tools to measure and monitor credit risk. Some projects will have a first loss provision meaning that if the business cannot repay moniues invested into it, for example in the case of bankruptcy, these funds will be used to underwrite part of your loss.

The solar businesses cover the risk of any currency fluctuations. Energise Africa has a small fund that can be used by the business to offset up to 20% of any currency loss. Overtime, this fund is to be topped up by the solar companies themselves with 10% of their payments going directly to the FX reserve. This ensures a sustainable approach to covering risks for investors.

If you are providing more than one loan, it is advisable to reduce your risk by spreading your money across different businesses. You should never invest more than you can afford to lose. If you have any concerns about whether this type of investment is suitable you should consult a professional financial advisor.

Risks

For full information on the risks of investing through Energise Africa visit the Risks Page of the Energise Africa website. 

Please note that individual projects have their own risk information that can be found in their Investment Memorandum and the Risks section of the Ethex Product profile. Please ensure that you have read and understood all the risks involved before making an investment. 

Need help?

The Ethex team are here to help from 9am to 5pm

https://www.ethex.org.uk/savings--investments_16.html

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