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Triodos Bank NV

Triodos Bank Fixed Rate Two Year Cash ISA

Money saved with Triodos is used to make loans that have a positive impact on social, environmental and cultural issues. Triodos publishes details of every organisation it lends to, so you know exactly where your money goes.

Save up to £20,000 a year, completely tax-free, and know your money is helping to make a difference. It’s a great way to join a growing network of people that want to realise the positive potential of their money.

You must be a UK resident and over 16. The account can only be managed online. You can easily transfer your existing cash ISA to Triodos Bank.


Financial return

Interest rates

The Triodos Two Year Fixed Rate Cash ISA offers an interest rate of 1.15% tax free (1.15% AER) fixed for 2 years. After 2 years the account switches to a lower rate.

 Investments made on Ethex don’t just offer the prospect of a financial return. We analyse and report on the ‘social performance’ of each investment, to reveal the ‘social return’ your money delivers. Read more

Social return
Triodos now lends more than half a billion pounds to UK sustainable businesses and charities Read more

Why save with Triodos Bank?

Triodos Bank only lends its savers` money to people and organisations who are working to make a positive impact - culturally, socially and environmental

River Cottage HQ
River Cottage HQ

A Triodos loan helped Hugh Fearnley-Whittingstall, food writer and broadcaster, to renovate a 65-acre organic farm in Devon, turning it into his cookery school, River Cottage HQ. Read more

How interest is paid

Interest on this account is calculated daily and paid annually in January and on maturity and added to the account.


Getting your money back

You cannot make any withdrawals for the fixed term of 2 years of the account. Early closure or full transfer out to another ISA is permitted subject to a charge equivalent to 180 days interest. The charge will be taken from the account balance, so you may get back less than originally deposited.


Minimum investment amount

£1


Maximum investment amount

£20,000 a year


How secure is your money?

Your eligible deposits with Triodos Bank NV are protected up to a total of 100,000 euro by the Deposit Guarantee Scheme in the Netherlands deposit protection scheme and are not protected by the UK Financial Services Compensation Scheme. Any deposits you hold above the 100,000 euro limit are not covered.

Please click here for further information.


Managing your money

This account can only be managed online.


Transfers

If you hold a cash or stocks and shares ISA with another provider and want to move some or all of it to a Triodos ISA, you can do so by downloading and completing this form.

Your ISA must be transferred directly between your current provider and Triodos Bank in order to keep their tax free status.

If you already hold a cash ISA with Triodos Bank and would prefer to transfer the ISA to that, complete the same transfer form and include the account information of the cash ISA held with Triodos Bank that you want to transfer the funds to.


Tax considerations

Interest will be paid gross without the deduction of any tax. ISA (Individual Savings Account) savers can only invest in two separate ISAs each tax year; one cash ISA and one stocks and shares ISA.


Voting rights

This account does not give you any voting rights in Triodos Bank.


Eligibility

This product is only available to UK residents.

Apply for this account

To apply for this account, visit Triodos's website

Go to site

Need help?

The Ethex team are here to help from 9am to 5pm

https://www.ethex.org.uk/savings--investments_16.html

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