All investment and commercial activities carry risk. Anyone buying shares in Schools’ Energy Co-operative is at risk of losing some or all of the money invested and there is no guarantee that you will receive any return on your investment. The shares are not covered by the Financial Services Compensation scheme or the Financial Ombudsman service.
Accordingly, the money you pay for shares is not safeguarded by any deposit protection scheme or dispute resolution scheme. Members should take appropriate advice and make their own risk assessment whilst also bearing in mind the social, educational and environmental benefits of investing in Schools’ Energy Co-op. This is an unregulated share offer. Your attention is drawn to the specific risks identified which you should take into account before investing.
Taking up shares in a trading business is not a loan or deposit. Your capital is at risk. Holding shares is a long-term proposition for up to the life of the project (which is 21 years) with capital repaid during that period; and although arrangements have been made to enable early repayment your shares may not be readily realisable.