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ART Business Loans

ART Business Loans is one of the leading Community Development Finance Institutions (CDFIs) in the UK. ART Business Loans lends between £10,000 and £150,000, to businesses and social enterprises, focussing its lending to create and preserve jobs, in particular to those who have been traditionally deprived of opportunities.

ART Business Loans - What They Do

What they do

ART Business Loans objective is to provide finance to businesses and social enterprises that need funding to grow, but which are unable to access that funding from the banks – either at all, or in full. Read more

Financial performance

ART Business Loans has a strong Balance Sheet and track record, including repayment of all loans made by banks and others over 20 years in line with terms and conditions.


Tax Relief can be claimed from

Tax year to 2019/20

CITR Tax Relief

5% of investment deducted off tax p.a.

Social performance

ART Business Loans exists to boost enterprise and the regional economy, by helping to ensure that businesses can access the finance they need to flourish. Some of these businesses are social enterprises, meaning that ART Business Loans is helping them to achieve their diverse social objectives.


  • Key social performance indicator

    7500

    jobs created or safeguarded

Governance and people

Who benefits

ART Business Loans - Who Benefits

Originally ART Business Loans lent to enterprises based in inner city Birmingham. Over the years, with increased private and public sector support, ART Business Loans has expanded to support the access to finance agenda across the wider West Midlands region, which includes the counties of Herefordshire, Shropshire, Staffordshire, Warwickshire, the West Midlands and Worcestershire.


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