Innovative Finance ISA
The Innovative Finance ISA is an addition to the tax incentives that can apply to social investments and is aimed at people wanting to take advantage of their annual ISA allowance of £20,000 and use it for investments. Read more
- ContentID: 2396Innovative_Finance_ISAcommunitylocal-regional
Electric Blue
Return5%interest per year from 2020Social impact18electric vehicle chargers in CambridgeMinimum amount£1000£500 for non-IFISA investmentsFull details Financial performance key points
- Electric Blue expect to pay an interest rate of 5% from 2020, rising to 7% in 2023/2024 if revenue targets are met
- ContentID: 2328Innovative_Finance_ISArenewable-energydeveloping-world
Energise Africa
Return5% and abovegross/AER, variableSocial impactVariesIncreasing solar technology accessMinimum amount£50Full details Financial performance key points
- Energise Africa enables you to invest in projects with a social, environmental and financial return.
- ContentID: 2273Innovative_Finance_ISArenewable-energylocal-regional
Energy Garden
Return4%gross interestSocial impactOver 30 gardensat rail and tube stations in 14 boroughsMinimum amount£1000£50 for non-IFISA investmentsFull details Financial performance key points
- Energy Garden expects to pay 4% gross interest per annum
Equity investments
Community shares, company shares and depository receipts. Read more
- ContentID: 2259sharesrenewable-energyuk-wide
Low Carbon Hub
Return5% targetinterest per annum*Social impact1,562tonnes of CO2 avoided p/aMinimum amount£250Full details Financial performance key points
- *The Low Carbon Hub has a target return of 5% per annum from year four of investment. The target rate for the first four years is 4%.
- ContentID: 2373sharespropertylocal-regional
Somerset Co-operative Community Land Trust
Return4.5%interest per year from 2019Social impact4affordable homes in SomersetMinimum amount£500Full details Financial performance key points
- Somerset Co-operatice CLT expect to pay an interest rate of 4.5% from 2019
- ContentID: 426sharesfinanceWorldwide
Triodos Bank NV
Return5.0%total return last year*Social impact€5.2 billionlent to projects internationally in 2015Minimum amount£65(approx)Full details * includes both dividend and change in share priceFinancial performance key points
- Triodos Bank depository receipts have paid a dividend of €1.95 per share for the last five years.
- ContentID: 581sharescommunitylocal-regional
Ekopia
Return3%interest paid for the last seven yearsSocial impact£1 millioninvested in the Findhorn communityMinimum amount£500Full details Financial performance key points
- Ekopia has paid 3 % interest to investors for the last seven years.
Charity bonds, business bonds and debentures
Long term loans to either a charity or a business. Read more
- ContentID: 2266bondsrenewable-energylocal-regional
Energy Garden
Return4%gross interestSocial impactOver 30 gardensat rail and tube stations in 14 boroughsMinimum amount£50£1000 for IFISA investmentsFull details Financial performance key points
- Energy Garden expects to pay 4% gross interest per annum
- ContentID: 2393bondscommunitylocal-regional
Electric Blue
Return5%-7%depending on performanceSocial impact18electric vehicle chargers in CambridgeMinimum amount£500£1000 for IFISA investmentsFull details Financial performance key points
- Electric Blue are targeting an interest rate of 5%-7%, depending on performance
Secondary market
These products are available to purchase from existing investors, which is known as a secondary market. The majority of these products use the Ethex Bulletin Board for their secondary market.
- ContentID: 352Secondary marketpropertyuk-wide
The Ethical Property Company
Return2.2%dividend paid last yearSocial impact1000organisations supported in 2016Minimum amount£250Full details Financial performance key points
- The company’s policy is to pay a dividend to shareholders equal to at least 50% of its trading profits each year.
- ContentID: 687Secondary marketrenewable-energylocal-regional
Westmill Solar
Return7%interest paid in 2017Social impact2,084tonnes of carbon dioxide saved in 2016Minimum amount200 sharesFull details Financial performance key points
- The company’s policy is to pay a sum equivalent to its annual operating profits to shareholders as interest each year.
- ContentID: 873Secondary marketfair-tradedeveloping-world
Cafédirect
Return0%dividend last yearSocial impact£406,000fairtrade premiums in 2017Minimum amount300 sharesFull details Financial performance key points
- In 2017, Cafédirect saw turnover rise to £12.9m, which was a 3.6% increase on the prior year.
- The overall loss of the business for 2017 was £328k. This was a significant improvement from the £940k loss in 2016.
- During 2017 a successful Rights issue took place and Cafédirect has converted its overdraft with Triodos Bank into an 8 year Loan Facility plus a 5 year Stock Finance facility
- ContentID: 889Secondary marketrenewable-energyuk-wide
TLS Hydro Power
Return7%interest per annumSocial impact16 GWhenough electricity to supply 4,000 homesMinimum amount500 bondsFull details Financial performance key points
- Ethex provides a matched bargain service for buying and selling bonds after the original bond offer closes.
- ContentID: 1606Secondary marketcommunityuk-wide
Greenwich Leisure
Return5%interest per annumSocial impactover 10,500disabled people supportedMinimum amount£500Full details Financial performance key points
- Ethex provides a matched bargain service for buying and selling bonds after the original bond offer closes.
- ContentID: 749Secondary marketrenewable-energyuk-wide
Thrive Renewables plc (formerly Triodos Renewables plc)
Return4 pencedividend paid last yearSocial impact104.9MWof clean green energy capacityMinimum amountnoneFull details Financial performance key points
- Thrive Renewables aims to provide shareholders with a commercial financial return on their investment, through a combination of share price growth and regular annual dividends.
- ContentID: 1526Secondary marketpropertyuk-wide
Thera Trust
Return5.5%interest per annumSocial impactover 1,800People with a learning disability helpedMinimum amount£1000Full details Financial performance key points
- Ethex provides a matched bargain service for buying and selling bonds after the original bond offer closes.
- ContentID: 1646Secondary marketrenewable-energylocal-regional
Linton Hydro
Return7.5%gross interest per yearSocial impact1,250 MWhclean electricity generated each yearMinimum amount400 bondsFull details Financial performance key points
- Linton Hydro Limited will pay 7.5% gross interest per year, fixed and payable (net of UK basic rate tax) annually in arrears on 30 June in each calendar year.
- ContentID: 1693Secondary marketrenewable-energylocal-regional
Thrive Renewables (Buchan) Ltd
Return5.5%gross interest per yearSocial impact1,350 homesequivalent powered each year1Minimum amount£250Full details Financial performance key points
- The bond will pay 5.5% gross per year, fixed and payable (net of UK basic tax) annually in arrears on 15 July each calendar year.
Funds
When you invest in a fund the fund manager invests in a wide range of investments on your behalf, helping to spread your risk.
- ContentID: 1154FundsfinanceWorldwide
WHEB Asset Management
Return105.7%cumulative performance since 2012as at 31 March 2018Social impact59sustainable companies invested intoMinimum amount£3,000Full details Financial performance key points
- Since the Sustainability Fund's launch in 2012 it has delivered a 105.7% cumulative performance
- Over the previous five years the Fund has delivered a cumulative performance of 79%
- ContentID: 2233Fundsfinanceuk-wide
Resonance Impact Investment Funds
Return7-8% IRR12% Gross Equivalent pre-tax returnSocial impact£5mtarget to invest in social enterprisesMinimum amount£20,000(minimum £10,000 per region)Full details Financial performance key points
- 7-8% target IRR Based on 30% income tax relief arising from investments over a two-year period, and an assumed average interest rate of c.3% during years one and three and c.5% during years four to six, with capital repayment between years four to six
- ContentID: 2228Fundsfinanceuk-wide
Resonance Impact Investment Funds
Return7-8% IRR12% Gross Equivalent pre-tax returnSocial impact£5mtarget to invest in social enterprisesMinimum amount£20,000(minimum £10,000 per region)Full details Financial performance key points
- 7-8% target IRR Based on 30% income tax relief arising from investments over a two-year period, and an assumed average interest rate of c. 3% during years one to three and c. 5% during years four to six, with capital repayment between years four to six
- ContentID: 2345FundsfinanceWorldwide
SIS Ventures
Return8%target IRRincluding tax reliefsSocial impact£100k - £500kinvested in each enterpriseMinimum amount£15,000Full details Financial performance key points
- The fund is targeting a return of 8% IRR
- This target includes tax reliefs
- ContentID: 914FundsfinanceWorldwide
Triodos Sustainable Pioneer Fund
Return13.1%*AAR over last 5 years (as of Oct 2018)*based on change in net asset value NAVSocial impactOver 40innovative companies invested inMinimum amount£1,000Full details Financial performance key points
- The return includes ongoing charges but excludes entry and exit fees.
- Past performance is not a guide to future returns and you may not get back the amount you originally invested.
ISAs
These products enable you to save up to £20,000 in any tax year, whilst also benefitting from interest payments free of tax.
- ContentID: 417ISAsfinanceWorldwide
Triodos Bank NV
Return1.15%AER, variable, tax freeSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£10Full details Financial performance key points
- Save up to £20,000 a year completely tax-free.
- ContentID: 419ISAsfinanceWorldwide
Triodos Bank NV
Return1.15%AER fixed for 2 years, tax freeSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£1Full details Financial performance key points
- Save up to £20,000 a year completely tax-free.
- ContentID: 421ISAsfinanceWorldwide
Triodos Bank NV
Return1.30%AER fixed for 3 years, tax freeSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£1Full details Financial performance key points
- Save up to £20,000 a year completely tax-free.
- ContentID: 495ISAsfinanceWorldwide
Triodos Sustainable Pioneer Fund
Return15.5%*return in 2017*based on change in net asset value NAVSocial impactOver 40innovative companies invested inMinimum amount£1,000Full details Financial performance key points
- Invest up to £20,000 tax-free.
- The return includes ongoing charges but excludes entry and exit fees.
- Past performance is not a guide to future returns and you may not get back the amount you originally invested
Savings accounts and savings bonds
Accounts where you can put some cash and earn some interest. Read more
- ContentID: 411savings-accountsfinanceWorldwide
Triodos Bank NV
Return1.00%gross/AER, variableSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£1Full details Financial performance key points
- You can transfer money online to your nominated account, without notice.
- ContentID: 413savings-accountsfinanceWorldwide
Triodos Bank NV
Return1.15%gross/AER, fixed for 2 yearsSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£500Full details Financial performance key points
- Your bonds will be protected up to a total of €100,000 by the Deposit Guarantee Scheme in the Netherlands.
- ContentID: 415savings-accountsfinanceWorldwide
Triodos Bank NV
Return1.30%Gross/AER, fixed for 3 yearsSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£500Full details Financial performance key points
- Your bonds will be protected up to a total of €100,000 by the Deposit Guarantee Scheme in the Netherlands.
- ContentID: 334savings-accountscommunitylocal-regional
Bristol Credit Union
Return1%dividend paid for last four yearsSocial impact20%increase in loans made in 2014 over 2013Minimum amount£1*Full details *plus £2.50 joining feeFinancial performance key points
- Your savings earn you a dividend, and make you a member, giving you a say in how the Credit Union is run
- ContentID: 1091savings-accountsfinanceWorldwide
Triodos Bank NV
Return1.00%gross/AER, fixed for 1 yearsSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£500Full details Financial performance key points
- Your bonds will be protected up to a total of €100,000 by the Deposit Guarantee Scheme in the Netherlands.
Children's savings accounts
Savings accounts especially for children. Read more
- ContentID: 318childrens-savings-accountscommunitylocal-regional
Bristol Credit Union
Return1.5%interestSocial impact20%increase in loans made in 2014 over 2013Minimum amount£1Full details Financial performance key points
- The money munchers account is open to individuals aged 18 or under, living, working or being educated in the former Avon County area
- ContentID: 425childrens-savings-accountsfinanceWorldwide
Triodos Bank NV
Return1.05%gross/AER variable interestSocial impact€5.2 billionlent to projects internationally in 2015Minimum amount£1Full details Financial performance key points
- For your child, grandchild, nephew, niece, or godchild.