Benefiting local / regional communities
The benefit of these investments is to the people local to the business, or across one region of the country. That might mean addressing poverty locally, building stronger community cohesion, or developing a community that is more socially, economically and ecologically sustainable.
Equity investments
Community shares, company shares and depository receipts. Read more
- ContentID: 2411sharesfinancelocal-regional
ART Business Loans
Return25% Tax reliefover 5 yearsSocial impact363Businesses SupportedMinimum amount£500Full details Financial performance key points
- Community Investment Tax Relief returns 5% per annum over a five year period of the total sum invested
- ContentID: 581sharescommunitylocal-regional
Ekopia
Return3%interest paid for the last seven yearsSocial impact£1 millioninvested in the Findhorn communityMinimum amount£500Full details Financial performance key points
- Ekopia has paid 3 % interest to investors for the last seven years.
Secondary market
These products are available to purchase from existing investors, which is known as a secondary market. The majority of these products use the Ethex Bulletin Board for their secondary market.
- ContentID: 687Secondary marketrenewable-energylocal-regional
Westmill Solar
Return7%interest paid in 2017Social impact2,084tonnes of carbon dioxide saved in 2016Minimum amount200 sharesFull details Financial performance key points
- The company’s policy is to pay a sum equivalent to its annual operating profits to shareholders as interest each year.
- ContentID: 1646Secondary marketrenewable-energylocal-regional
Linton Hydro
Return7.5%gross interest per yearSocial impact1,250 MWhclean electricity generated each yearMinimum amount400 bondsFull details Financial performance key points
- Linton Hydro Limited will pay 7.5% gross interest per year, fixed and payable (net of UK basic rate tax) annually in arrears on 30 June in each calendar year.
- ContentID: 1693Secondary marketrenewable-energylocal-regional
Thrive Renewables (Buchan) Ltd
Return5.5%gross interest per yearSocial impact1,350 homesequivalent powered each year1Minimum amount£250Full details Financial performance key points
- The bond will pay 5.5% gross per year, fixed and payable (net of UK basic tax) annually in arrears on 15 July each calendar year.
Savings accounts and savings bonds
Accounts where you can put some cash and earn some interest. Read more
- ContentID: 334savings-accountscommunitylocal-regional
Bristol Credit Union
Return1%dividend paid for last four yearsSocial impact20%increase in loans made in 2014 over 2013Minimum amount£1*Full details *plus £2.50 joining feeFinancial performance key points
- Your savings earn you a dividend, and make you a member, giving you a say in how the Credit Union is run
Children's savings accounts
Savings accounts especially for children. Read more
- ContentID: 318childrens-savings-accountscommunitylocal-regional
Bristol Credit Union
Return1.5%interestSocial impact20%increase in loans made in 2014 over 2013Minimum amount£1Full details Financial performance key points
- The money munchers account is open to individuals aged 18 or under, living, working or being educated in the former Avon County area